Social Security Number (SSN): BCBS will rarely ask for your full SSN over the phone unless Requests for Sensitive you initiated the call and are verifying your identity for a specific transaction.
Bank Account or Credit Card Numbers: Never provide full bank account or nepal phone number list credit card details over an unsolicited call. BCBS will not call to demand payment over the phone in this manner.
Medicare/Medicaid ID
Be cautious about sharing these ! especially if the caller is pressuring you.
Threats or High-Pressure Tactics: Scammers often use aggressive language ! threatening legal action ! loss of Requests for Sensitive benefits ! or immediate financial penalties if you don’t comply.
Offers That Seem Too Good to Be True: Be suspicious of calls offering “free” medical equipment (like back braces or wheelchairs) ! genetic testing ! or other services that sound too easy or require no doctor’s order. These often lead to fraudulent billing.
Spoofed Phone Numbers: Scammers can manipulate caller ID to display a legitimate BCBS phone number. This is called “spoofing.” Just because the caller ID looks official doesn’t mean the call is legitimate.
Generic Greetings and Lack of Specifics:
Legitimate BCBS representatives will typically address you understanding spam calls** by name and have details about your policy or recent interactions.
Scammers often use generic greetings like “Hello ! policyholder” or “Regarding your health insurance.” They may also struggle to provide specific details about your plan or recent claims if you ask.
Demanding Payment via Unusual Methods: Requests for payment via gift cards ! wire transfers ! or cryptocurrency are almost always signs of a scam. Legitimate organizations use standard payment methods.
Links in Text Messages: Be extremely cautious of clicking links in aol email list text messages ! even if they appear to be from BCBS. These links can lead to phishing websites designed to steal your login credentials or install malware.